Celerity Investments (Pty) Ltd is licenced Financial Services Provider (FSP number 47650).

Presentations and documents that may be provided from time to time by representatives of Celerity Investments (Pty) Ltd are for information purposes and do not constitute advice. This document is for general information and should not be used or relied on as professional advice. No liability can be accepted for any errors or omissions nor for any loss or damage arising from reliance upon any information herein.

The information and opinions contained in this document are recorded and expressed in good faith and in reliance on sources believed to be credible.  No representation, warranty, undertaking or guarantee of whatever nature is given on the accuracy and/or completeness of such information or the correctness of such opinions. Celerity Investments (Pty) Ltd will have no liability of whatever nature and however arising in respect of any claim, damages, loss or expenses suffered directly or indirectly by the investor or the investor’s financial advisor acting on the information contained in this document. Furthermore, Celerity Investments (Pty) Ltd does not act as the investor’s financial advisor, they have not conducted a financial needs analysis and will rely on the needs analysis conducted by the investor’s financial advisor. Celerity Investments (Pty) Ltd recommends that investor’s and financial advisors take particular care to consider whether any information contained in this document is appropriate given the investor’s objectives, financial situation and particular needs in view of the fact that there may be limitations on the appropriateness of any advice provided. No guarantee of investment performance or capital protection should be inferred from any of the information contained in this document.

Always contact your Financial Planner for specific and detailed advice.